What cash discounts tell us about payment defaults

cash-atm I’ll see you at the ATM

Last night, when I was settling up at the dive bar, I began thinking once again about the tradeoffs of technology. I was thinking about it because I paid in cash.

Post-pandemic, it seems that more people than ever are using credit cards for payments; they are now the vast majority of transactions, according to a report from Capital One. Not that my life is representative — I am a f...

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